- Total paid by group
- £100.00
- Fees + optional top-ups*
- £0.00
- Recipient gets
- £100.00
- Gift format
- FlexCard e-gift card (not cash)
Tools
Group gift value calculator
A group gift rarely costs exactly what everyone chips in. Processing fees, optional top-ups and card charges all change the gap between what the group pays and what the recipient receives. This calculator shows that gap for three common group sizes across two UK services.
Interactive tool
Gift Value Calculator
10 people × £10 (£100.00 gift). UK individual card contributions. GiftRound redeems as a FlexCard e-gift card; Collection Pot pays out as a pot balance.
Showing 10 people × £10: £100.00 paid, £120.00 paid.
| Service | Total paid by group | Fees + optional top-ups* | Recipient gets | Gift format |
|---|---|---|---|---|
| £100.00 | £0.00 | £100.00 | FlexCard e-gift card (not cash) |
Includes optional £2.00 per person top-up | £120.00 | £20.00 | £100.00 | Pot balance: cash, gift cards or e-gifts |
Includes optional £2.00 per person top-up
- Total paid by group
- £120.00
- Fees + optional top-ups*
- £20.00
- Recipient gets
- £100.00
- Gift format
- Pot balance: cash, gift cards or e-gifts
*Includes Collection Pot’s optional top-up. Total paid minus costs equals recipient value.
Other routes may cost less: Collection Pot advertises a fee-free Gift Card Only option (availability unconfirmed). See assumptions below.
Fees, assumptions and sources
These are illustrative scenarios, not an exhaustive or live checkout quote. The group includes the organiser. Source pages were reviewed on 23 October 2026. GiftRound has no fees and redeems as a FlexCard e-gift card, not cash. Collection Pot Standard processing is 1.9% + 20p on the gross payment including any top-up. Calculations use whole pence, rounded to the nearest penny per payment, without adding processing twice. Live checkout rounding is unverified; limits and expiry are qualified in the sources below.
Collection Pot: optional top-ups and other pot types
The £2, £2.70 and £3.60 per-person top-ups were reported by Craig from checkout on 22 October 2026for these exact contribution amounts. They are examples, not universal defaults or independently verified preselection. The optional top-up covers processing first; any remainder supports the platform.
If every contributor removes the top-up, the group pays £100.00, processing is deducted from each contribution instead, and the recipient gets £96.10 (£3.90 of processing in total).
This models Standard Pots, not all Collection Pot products. Creation, the card and standard cash-out are free. Collection Pot advertises a fee-free Gift Card Only pot, but current availability and catalogue are unconfirmed with the provider. Its 5% cash upgrade is specific to Gift Card Only pots, not an ordinary Standard Pot fee. The £1.49 monthly storage charge starting six months after closure is excluded, assuming prompt redemption.
No single service is cheapest or best for every group: the choice depends on whether the recipient needs cash or a gift card. Confirm current terms before opening a collection.
Official sources — reviewed 23 October 2026
- Collection Pot pricing — Confirms the 1.9% + 20p contribution fee on the gross amount including any top-up, free creation, card and standard cash-out, the 5% Gift Card Only cash upgrade (not an ordinary fee) and the £1.49 monthly storage charge six months after closure (excluded from this model).
- Collection Pot frequently asked questions — Supports the processing-fee rate and that an optional tip covers the processing fee first, with any remainder supporting the platform.
- Collection Pot terms of service — Covers pot types, including Product Only pots, and post-creation pot-type changes.
- Collection Pot: how it works — Advertises a fee-free Gift Card Only pot. Its current availability and catalogue are unverified — we have not confirmed them with the provider.
- GiftRound pricing — Confirms there are no fees and that collections are redeemed as a FlexCard e-gift card, not cash.
How these figures are calculated
Every figure is calculated in whole pence from published fee formulas: Collection Pot's 1.9% + 20p per transaction and GiftRound's no-fee model. Processing is rounded to the nearest penny per transaction and is never added twice.
The tool’s “Fees, assumptions and sources” section explains alternatives, rounding and the dated source snapshot. Confirm current provider terms before opening a collection. For the full explanation, read what a group gift really costs.